Our Team:

We have a strong network of talent dedicated to specific areas of expertise:

William J. Velto

President & CEO.


Dennis H. White, FLMI, LLIF, MSM

Expertise: Strategic Planning; Business Development; Agency & Brokerage Distribution Channels; Mergers & Acquisitions; Product Packaging.

Jonathan B. Velto

Expertise: Distribution & Market Development; Enrollment Services.

Joseph A. Abicca, CPA, FLMI, LLIF

Expertise: Business Planning; Financial Analysis & Review; Mergers & Acquisitions; Competitive Assessments.

Sam Ghosh, FSA

Expertise: Product Strategy; Product Pricing; Market Development; Mergers & Acquisitions; Economic Capital; Embedded Value Analysis.

Vincent J. Rios

Expertise: Business Process Re-engineering; Business Analysis; Sales Coaching; Project Management (business & IT); Technology Solutions/Consulting; Web/Systems Designs & Development; Video & Audio Pre/Post Production for Internet, Training, Marketing and/or Corporate deployment.